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Financial goals

FINANCIAL GOALS

Check the financial goals set per year (from 2019 until reaching financial independence 10-15 years), as well as the monitoring and review of the goals set.

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    Financial goals for 2023

    We start the new year with new goals, these are the goals to be achieved in 2023:

    • Increase dividend income compared to the previous year
    • Reach 170 thousand euros in portfolio valuation
    • Earn €15,000 or more in dividends (gross dividend) from our portfolio (American and Spanish shares)
    • Reduce the margin to less than 30% of the assets
    • Contribute 1500 euros to the pension plan
    • Make the monthly overview
    • Update the information of the companies already published on this website
    • Translate generic web pages into English
    • Translate monthly overviews into English
    • Translate American companies into English
    • Add 12 new companies to the web
    • Create a contingency cushion of €200 per month
    • Publish the stock market calendar for 2023
    • Fill out and submit form 720

    Financial goals for 2022

    We start the new year with new goals, these are the goals to be achieved in 2022:

    • Increase dividend income compared to the previous year ✅
    • Reach 130 thousand euros in portfolio valuation ✅
    • Earn €4,000 or more in dividends (gross dividend) from our Spanish portfolio ✅
    • Earn in dividends $4,000 or more (gross dividend) from our American portfolio ✅
    • Reduce the margin to less than 30% of the assets ❌
    • Contribute 1500 euros to the pension plan ✅
    • Make the monthly overview ✅
    • Update the information of the companies already published on this website ✅
    • Add 12 new companies to the web ❌
    • Create a contingency cushion of €200 per month ❌
    • Publish the stock market calendar for 2022
    • Learn to fill out and submit the 720 form ✅

    Financial goals for 2021

    Third year of the strategy, it is still early for the FI (Financial Independence), but the results are already noticeable, the goals for 2021 are:

    • Increase dividend income compared to the previous year ✅
    • Earn €3,500 or more in dividends (gross dividend) from our Spanish portfolio ❌
    • Earn in dividends $2,500 or more (gross dividend) from our American portfolio ✅
    • Contribute 2000 euros to the pension plan ✅
    • Reach 100 thousand euros in portfolio valuation ✅
    • Update Chrome Mooney extension ❌
    • Read a book monthly ❌
    • Make the monthly overview ✅
    • Create a contingency cushion of €200 per month ❌
    • Monitor income / expenses / savings ✅
    • Remove margin in Interactive Broker ❌
    • Publish the web / app to manage the dividend portfolio ❌
    • Learn to fill out and submit the D6 form ✅
    • Pay less commissions than the previous year ✅
    • Publish at least one new company per month and update existing ones ✅
    • Publish the stock market calendar for 2021

    Financial goals for 2020

    The goals for 2020 are:

    • Increase dividend income compared to the previous year ✅
    • Earn an average of €100 per month in dividends ✅
    • Earn an average of €115 per month in dividends ✅
    • Publish a Chrome extension Mooney to check the portfolio value ✅
    • Exceed the amount of €1000 per year in dividends ✅
    • Read a book monthly ❌
    • Increase to €150 monthly to the retirement plan ✅
    • Reach 15 securities in the portfolio ✅
    • Acquire securities from foreign markets (In. USA) ✅
    • Make the monthly overview ✅
    • Pay less commissions than the previous year ✅
    • Create a contingency cushion ❌
    • Monitor income / expenses / savings ✅

    Financial goals for 2019

    We started our first year in 2019, below you can check our goals for this year.

    • Increase dividend income compared to the previous year ✅
    • Earn an average of €50 per month in dividends ✅
    • Earn an average of €75 per month in dividends ✅
    • Generate more than €500 a year in dividends (after taxes) ✅
    • Exceed the amount of €1000 per year in dividends ❌
    • Read a book monthly ❌
    • Create a web app to manage my portfolio, dividends,.. ✅
    • Pay off all micro loans before the end of the year ✅
    • Saving money for the wedding (i got married next year) ✅
    • Increase the monthly income in my retirement plan to €125 ✅
    • Increase my portfolio by more than 5 securities ✅
    • Write the monthly overview in this blog ✅
    • Set up my first company ✅

    Long-term financial goal

    Reaching financial independence (having enough passive income that exceeds my monthly expenses) to be able to dedicate time to what I want, my hobbies, my family, friends,… or in other words, to leave the rat race.