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Financial goals

FINANCIAL GOALS

Check the financial goals set per year (from 2019 until reaching financial independence 10-15 years), as well as the monitoring and review of the objetives set.

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    2024 Financial goals

    We start our sixth year with new objectives, these are the goals to be achieved in 2024:

    • Increase dividend income compared to the previous year
    • Reach 220 thousand euros in portfolio valuation
    • Produce €20.000 or more in passive income from our dividend portfolio (gross dividend)
    • Reduce the margin to less than 30% of the assets
    • Set the yearly contribution of my retirement plan to €1500
    • Write the monthly summary in this blog (spanish and english)
    • Update the information of companies already published on this website
    • Translate generic web pages into English
    • Translate American companies into English
    • Add 12 new companies to the web
    • Create an emergency fund of 200 euros per month
    • Publish the stock market schedule for 2024
    • Fill out and submit form 720

    2023 Financial goals

    We start the new year with new objectives, these are the goals to be achieved in 2023:

    • Increase dividend income compared to the previous year ✅
    • Reach 170 thousand euros in portfolio valuation ✅
    • Produce €15000 or more in passive income from our dividend portfolio (gross dividend) ✅
    • Reduce the margin to less than 30% of the assets ❌
    • Set the yearly contribution of my retirement plan to €1500 ✅
    • Write the monthly summary in this blog ✅
    • Update the information of companies already published on this website ✅
    • Translate generic web pages into English ❌
    • Translate monthly overviews into English ✅
    • Translate American companies into English ❌
    • Add 12 new companies to the web ❌
    • Create an emergency fund of 200 euros per month ❌
    • Publish the stock market schedule for 2023
    • Fill out and submit form 720 ✅

    2022 Financial goals

    We start the new year with new objectives, these are the objectives to be achieved in 2022:

    • Increase dividend income compared to the previous year ✅
    • Reach 130 thousand euros in portfolio valuation ✅
    • Get in dividends €4000 o more (gross dividend) from our Spanish portfolio ✅
    • Get in dividends $4000 o more (gross dividend) from our Spanish portfolio ✅
    • Reduce the margin to less than 30% of the assets ❌
    • Set the yearly contribution of my retirement plan to €1500 ✅
    • Write the monthly summary in this blog ✅
    • Update the information of companies already published on this website ✅
    • Add 12 new companies to the web ❌
    • Create an emergency fund of 200 euros per month ❌
    • Publish the stock market schedule for 2022
    • Learn to fill out and present the 720 form ✅

    2021 Financial goals

    Third year of the strategy, it is still early for the IF, but the results are already noticeable, the goals for 2021 are:

    • Increase dividend income compared to the previous year ✅
    • Get in dividends €3500 o more (gross dividend) from our Spanish portfolio ❌
    • Get in dividends $2500 o more (gross dividend) from our Spanish portfolio ✅
    • Set the yearly contribution of my retirement plan to €2000 ✅
    • Reach 100 thousand euros in portfolio valuation ✅
    • Update the Google Chrome extension Mooney
    • Read a book monthly ❌
    • Write the monthly summary in this blog ✅
    • Create an emergency fund of 200 euros per month ❌
    • Monitor income / expenses / savings ✅
    • Remove margin in Interactive Broker ❌
    • Publish the web / app to manage the dividend portfolio ❌
    • Learn to fill out and submit the D6 form ✅
    • Pay less commissions than the previous year ✅
    • Update the information of companies already published on this website ✅
    • Add 12 new companies to the web ✅
    • Publish the stock market schedule for 2021

    2020 Financial goals

    The goals for 2020 are:

    • Increase dividend income compared to the previous year ✅
    • Produce an average of €100 in dividends monthly ✅
    • Produce an average of €115 in dividends monthly ✅
    • Publish a Chrome extension to check the portfolio value ✅
    • Exceed the amount of €1000 per year in dividends ✅
    • Read a book monthly ❌
    • Increase the monthly contribution of my retirement plan to €150 ✅
    • Reach 15 securities in our portfolio ✅
    • Acquire securities from foreign markets (ie. EEUU) ✅
    • Write the monthly summary in this blog ✅
    • Pay less commissions than the previous year ✅
    • Create an emergency fund ❌
    • Monitor income / expenses / savings ✅

    2019 Financial goals

    We started our first year in 2019, below you can check our goals for this year:

    • Increase dividend income compared to the previous year ✅
    • Produce an average of €50 in dividends monthly ✅
    • Earn an average of €75 in dividends monthly ✅
    • Generate more than €500 a year in dividends (after taxes). ✅
    • Exceed the amount of €1000 per year in dividends ❌
    • Read a book monthly ❌
    • Create a webapp to manage my portfolio, dividends, etc ✅
    • Pay off all micro loans before the end of the year ✅
    • Saving money for our wedding (we’ll marry next year) ✅
    • Increase the monthly contribution of my retirement plan to €125 ✅
    • Increase our portfolio by more than 5 securities ✅
    • Write the monthly summary in this blog ✅
    • Run my first own business ✅

    Long-term financial goal

    Achieve financial independence (have enough passive income to exceed my monthly expenses) to be able to dedicate time to what I want, my hobbies, my family, friends,… or in other words, to escape the rat race.