Check the financial goals set per year (from 2019 until reaching financial independence 10-15 years), as well as the monitoring and review of the goals set.
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Financial goals for 2023
We start the new year with new goals, these are the goals to be achieved in 2023:
- Increase dividend income compared to the previous year
- Reach 170 thousand euros in portfolio valuation
- Earn €15,000 or more in dividends (gross dividend) from our portfolio (American and Spanish shares)
- Reduce the margin to less than 30% of the assets
- Contribute 1500 euros to the pension plan
- Make the monthly overview
- Update the information of the companies already published on this website
- Translate generic web pages into English
- Translate monthly overviews into English
- Translate American companies into English
- Add 12 new companies to the web
- Create a contingency cushion of €200 per month
- Publish the stock market calendar for 2023 ✅
- Fill out and submit form 720
Financial goals for 2022
We start the new year with new goals, these are the goals to be achieved in 2022:
- Increase dividend income compared to the previous year ✅
- Reach 130 thousand euros in portfolio valuation ✅
- Earn €4,000 or more in dividends (gross dividend) from our Spanish portfolio ✅
- Earn in dividends $4,000 or more (gross dividend) from our American portfolio ✅
- Reduce the margin to less than 30% of the assets ❌
- Contribute 1500 euros to the pension plan ✅
- Make the monthly overview ✅
- Update the information of the companies already published on this website ✅
- Add 12 new companies to the web ❌
- Create a contingency cushion of €200 per month ❌
- Publish the stock market calendar for 2022 ✅
- Learn to fill out and submit the 720 form ✅
Financial goals for 2021
Third year of the strategy, it is still early for the FI (Financial Independence), but the results are already noticeable, the goals for 2021 are:
- Increase dividend income compared to the previous year ✅
- Earn €3,500 or more in dividends (gross dividend) from our Spanish portfolio ❌
- Earn in dividends $2,500 or more (gross dividend) from our American portfolio ✅
- Contribute 2000 euros to the pension plan ✅
- Reach 100 thousand euros in portfolio valuation ✅
- Update Chrome Mooney extension ❌
- Read a book monthly ❌
- Make the monthly overview ✅
- Create a contingency cushion of €200 per month ❌
- Monitor income / expenses / savings ✅
- Remove margin in Interactive Broker ❌
- Publish the web / app to manage the dividend portfolio ❌
- Learn to fill out and submit the D6 form ✅
- Pay less commissions than the previous year ✅
- Publish at least one new company per month and update existing ones ✅
- Publish the stock market calendar for 2021 ✅
Financial goals for 2020
The goals for 2020 are:
- Increase dividend income compared to the previous year ✅
- Earn an average of €100 per month in dividends ✅
- Earn an average of €115 per month in dividends ✅
- Publish a Chrome extension Mooney to check the portfolio value ✅
- Exceed the amount of €1000 per year in dividends ✅
- Read a book monthly ❌
- Increase to €150 monthly to the retirement plan ✅
- Reach 15 securities in the portfolio ✅
- Acquire securities from foreign markets (In. USA) ✅
- Make the monthly overview ✅
- Pay less commissions than the previous year ✅
- Create a contingency cushion ❌
- Monitor income / expenses / savings ✅
Financial goals for 2019
We started our first year in 2019, below you can check our goals for this year.
- Increase dividend income compared to the previous year ✅
- Earn an average of €50 per month in dividends ✅
- Earn an average of €75 per month in dividends ✅
- Generate more than €500 a year in dividends (after taxes) ✅
- Exceed the amount of €1000 per year in dividends ❌
- Read a book monthly ❌
- Create a web app to manage my portfolio, dividends,.. ✅
- Pay off all micro loans before the end of the year ✅
- Saving money for the wedding (i got married next year) ✅
- Increase the monthly income in my retirement plan to €125 ✅
- Increase my portfolio by more than 5 securities ✅
- Write the monthly overview in this blog ✅
- Set up my first company ✅
Long-term financial goal
Reaching financial independence (having enough passive income that exceeds my monthly expenses) to be able to dedicate time to what I want, my hobbies, my family, friends,… or in other words, to leave the rat race.